RELATIONSHIP BETWEEN ECONOMICAL STATUS AND LOAN REPAYMENT BEHAVIOUR OF FARMERS

P. MARATHA¹*, S.K. BADODIYA², M.C. GOYAL^3
1Department of Agriculture Extension Education, Career Point University, Alaniya, Kota, 325003, Rajasthan, India
²Principal Scientist & Head, ICAR-Krishi Vigyan Kendra, Badwani, 451551, Rajmata Vijayaraje Scindia Krishi Vishwa Vidyalaya, Gwalior, 474002, India
³Professor & Associate Director (Extension Education), Agriculture University, Kota, 324001, Rajasthan, India
* Corresponding Author : prashantmaratha@gmail.com

Received : 30-03-2020     Accepted : 13-04-2020     Published : 15-04-2020
Volume : 12     Issue : 7       Pages : 9689 - 9691
Int J Agr Sci 12.7 (2020):9689-9691

Keywords : Economic Status of borrowers, Social participation, Size of land holding, Annual income
Academic Editor : Dr Devesh Thakur, Sumalatha Nallabeema, Rafael Rodriguez-hernandez
Conflict of Interest : None declared
Acknowledgements/Funding : : Authors are thankful to Rajmata Vijayaraje Scindia Krishi Vishwa Vidyalaya, Gwalior, 474002, India. Authors are also thankful to Department of Agriculture Extension Education, Career Point University, Alaniya, Kota, 325003, Rajasthan, India
Author Contribution : All authors equally contributed

The study was conducted in Bundi district of Rajasthan. Total number of 500 agricultural loan borrowers were formed the sample for the study. The primary data were collected through personal interview method with the help of pre-tested interview schedule, which was prepared on the basis of objectives of investigation and variables. The statistical tests and procedures were used for analyzing the data like- mean, S.D., percentage, and Karl Pearson’s coefficient of correlation, multiple correlation and regression analysis. The study found that 67.60 percent borrowers paid their dues on time and to be called as “Regular” or standard borrowers. It was observed that correlation coefficients in respect to caste, education, social participation, size of land holding, annual income, occupation, and knowledge about credit schemes were found positive and moderately significant with repayment behaviour of farmers. Co-efficient of determination value of 0.5514 with highly significant ‘F’ value revealed the significance of regression equation in the prediction of repayment behaviour of farmers. Out of eleven traits viz., caste and annual income were found positive and highly significant relationship with repayment behaviour of farmers.

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